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Latest BASE® Topics

Employers Can Combat Financial Creep with Lifestyle Spending Accounts (LSAs)

Financial creep occurs when employees' standard of living rises with their income, turning luxuries into necessities. Employers can help mitigate this by introducing Lifestyle Spending Accounts (LSAs) to support employees' financial well-being.

What is Financial Creep? Financial creep happens when employees spend more as they earn more, often without realizing it. This can lead to financial instability despite higher incomes.

The Role of Employers While salary increases attract and retain talent, it's up to employees to manage their spending. Employers can assist by offering LSAs, which prov...
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HSA & Retirement: A Smart Way to Save

Retirement can be a daunting prospect for many American workers. According to Bankrate, nearly 45% of workers doubt they'll save enough to retire comfortably, and over 65% feel they're behind on their retirement savings. But there's hope! No matter your age or current savings, starting now is better than not starting at all. One effective way to boost your savings is through a Health Savings Account (HSA).

What is an HSA?

The BASE® Health Savings Account (HSA) is designed to help you save and pay for qualified health care expenses on a pre-tax basis. This means you get excellent tax benefits, making every health care dollar stretch further. But that's not all – the...
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